This involves an assessment and evaluation of risks particularly risks of repayment default due to cash flow challenges and machine breakdown.

This unit is charged with:
• Developing and reviewing the leasing policy. This Unit ensures that the Company has an economically viable yet clients friendly leasing policy which should be reviewed periodically in line with economic realities.
• Evaluating leasing proposals and making relevant recommendations. In this situation, the Unit carries out a comprehensive assessment of Leasing proposals and make recommendations to the Head of Department on the viability or otherwise of the proposal.
• The unit is also charged with arranging bridge finance pending when the permanent source of fund would be available to secure the machinery. This affords the company the benefit of leasing the machinery while sourcing for a permanent finance.
• Lease syndication. This is a function where the unit is charged with assigning lease payments to another party with the aim of mitigating the company’s risk as the third party ensures payments are made promptly.